What is 'Robo-Signing'?
Understanding robo-signing is key to avoiding a foreclosure crisis
The term robo-signing came about as a result of the foreclosure crisis - as many homeowners lost their jobs and were unable to make the payments on their homes - banks discovered the process of reviewing the mortgage and
What is the difference between Judicial and non Judicial Foreclosure?
Are banks motivated to assist delinquent homeowners?
It's in their interest to be motivated after all
During the mortgage and foreclosure crisis, many banks have routinely acted as immovable road blocks against justified financial transactions like short-sales, in which the bank accepts less money from a new buyer than the original
Understanding the terms of a loan forbearance
A temporary legal agreement that should be managed by your Miami foreclosure attorney
MWhat originally sounded like a simple problem: find homeowners underwater on their mortgages due to the real estate crisis, then solve it by helping them modify their loans and avoid foreclosure
Sometimes it takes muscle to stop Foreclosure
The banks have little interest in loan modifications – unless they're pushed by a foreclosure attorney
Even in circumstances where honest and hard-working homeowners who are down on their luck have contacted their lenders in good faith, they've been put off repeatedly. Attempts to
Which is better: a short sale or deed-in-lieu of foreclosure?
Homeowners who want to stop a foreclosure have options – see a New York foreclosure lawyer soon.
Many homeowners who have tried to stop foreclosure realize that for one reason or many, they cannot stay in their homes. It's important to
Applying for HAMP to stop Foreclosure on your home
Stop foreclosure on your home with a foreclosure defense lawyer and HAMP
The Home Affordable Modification Program, or HAMP, is one of the most important weapons a struggling homeowner has in their arsenal to stop foreclosure. HAMP assures that your mortgage loan
How to stop a foreclosue with HARP?
Can the Home Affordable Refinance Program (HARP) stop foreclosure on your home?
The Home Affordable Refinance Program, or HARP, was specifically designed to help homeowners who need help with their mortgage but may lack the ability to qualify for traditional home refinancing due to
Using bank fraud as new york foreclosure defense strategy
Stop foreclosure with a foreclosure defense attorney skilled at identifying bank fraud
Bank fraud generally occurs at two points in the life of a New York home loan: first at the time they give you the loan, and second when they're attempting
Foreclosure lawyers warn : beware trial mortgage modifications
Be very careful of failing to make your payments in a trial mortgage modification
With all the attention on the foreclosure crisis, many homeowners failed to recognize that there are alternative paths to mortgage modifications – many of which are mired in bank
What is foreclosure timeline in a judicial state?
Foreclosure attorneys warn: the process is slow and risky
The foreclosure process varies from state to state – 24 states require a judicial review, which means a judge must review and sign off before the ownership of a house can transfer from borrower
According to Foreclosure attorneys : non judicial states process foreclosure faster
Unfortunately, that's not always in the best interest of the struggling homeowner
The non-judicial foreclosure process is a faster, more efficient, and less expensive process for the mortgage lender than a judicial foreclosure process. This speed, however, is not your
The dirty truth about foreclosure - and what it does to your credit score
Stop foreclosure now and protect your personal credit score
Any foreclosure defense team will tell you that the dirtiest truth about foreclosure, which is devastating enough, is what it does to your credit score. Distressed homeowners should
Foreclosure still rising say foreclosure defense team
As banks catch up on the backlog of distressed mortgages, foreclosures rise
It's an old story, with a new twist. The banks who took taxpayer money now have the cash they need to hire more people to catch up with struggling homeowners; and foreclosures
The risks of buying a foreclosure home
Florida foreclosure defense attorneys warn of the risks to buying a foreclosed home
Many homebuyers believe that foreclosed properties are being sold at very deep discounts – a discount that represents the former owner's investment in the home and the banks' willingness to sell,
Buying a short sale home in new york
New York foreclosure lawyers warn of the risks when buying a short-sale in New York
Many buyers have waited a long time, putting aside their cash for a down payment on a home, and they're now being heavily tempted to buy short-sale homes.
Avoid Miami Foreclosure with Cash for Keys
There's a possible deal in town for underwater homeowners – cash for keys
If foreclosure is imminent and you've exhausted all other options available to you, a Miami foreclosure defense lawyer can help you activate a new incentive – one the banks are not
Will Bankruptcy Laws Save Struggling New York Homeowners?
Individual types of bankruptcy: 7, 11, 13 can stop foreclosure for many homeowners
For homeowners in financial trouble, there are a number of ways to use bankruptcy to stop foreclosure. Bankruptcy 7, 11, and 13 are defined by many laws that are designed
Using Bankruptcy to Fight Foreclosure and Save Your Home
Understand your options when it comes to foreclosure defense
One of the very first things that a bankruptcy filing can accomplish is the immediate halt of the foreclosure process. Lenders cannot foreclose or even attempt to collect debt until permitted to do
Is Deed-in-Lieu of Foreclosure a Good Alternative?
It's essentially an exchange, and it's one alternative to foreclosure
If you're behind on your mortgage payments and facing imminent foreclosure, you need to look for viable options. One legal alternative is called a deed-in-lieu of foreclosure. A deed-in-lieu of foreclosure works essentially like
What is Mortgage Fraud?
Understanding mortgage foreclosure law and avoiding a foreclosure crisis
The term mortgage fraud has been thrown about in the media a lot in the past few years, but the term itself is misleading. There is no actual crime in U.S. code of law that defines mortgage fraud.
What is Predatory Lending?
Ask a Foreclosure Specialist…
The term predatory lending refers to coercive or manipulative lending practices that ultimately benefit the lender and not the homeowner. Predatory lending practices range from coercing the borrower to refinance, hiding the total fee structure or applying excessive fees to the loan, adding
Who or what is MERS
And do they have the right to take your home? How can you avoid a foreclosure crisis?
Many homeowners who are behind on their mortgages have been introduced to an entity no one heard of before the recent mortgage meltdown. MERS has been behind a many
Falling behind on your Mortagage
Know your foreclosure rights and seek foreclosure counseling to save your home
Many homeowners experience life-changing events - job loss, divorce, disability, illness, the death of a spouse, etc. Any or more of these can cause them to fall behind in their mortgage payments, and there's
Don't get tricked in to short sale with a deficiency judgement
Without a New York foreclosure defense attorney, your short sale could backfire on you
Former homeowners who've undergone a short sale in lieu of foreclosure can still be on the hook for the difference between what their homes were sold
Loan modifications are complicated and potentially harmful
A Manhattan foreclosure defense attorney can protect the homeowner's assets
Manhattan homeowners who find they cannot afford to make their mortgage payments – for one reason or another – have a right to request a loan modification. The process, however, is complicated and potentially
Navigating the government mortgage relief programs
Don't give up without a fight and don't go in without adequate representation
Thanks to a lot of shady legal dealings and back-room deals mixed with a terrible economy and a housing market meltdown, many homeowners are underwater on their mortgages and facing foreclosure. In
Turned down for a Mortgage modification
Plan your next step with an experienced foreclosure attorney in Florida and get results this time
If you were recently turned down by the bank for a mortgage modification and you're wondering how to stop a foreclosure, your next step should be to contact an
How many mortgage company CEOs were punished in the foreclosure crisis?
The answer: NONE! That's why you need a foreclosure defense lawyer to protect you
It's not fair and it's not right, but none – that's zero – of the people involved in creating the real estate melt-down and subsequent foreclosure